Disclaimer

Disclaimer

1. General Overview & Purpose

The information, interactive tools, financial calculators, health scores, fair value models, analytics, chart patterns, valuation reports, and news articles provided on NepseCal (accessible via www.nepsecal.com) are designed and published strictly for general informational, analytical, and educational purposes only. By accessing and using this website, you acknowledge, understand, and agree that nothing on this platform constitutes an offer to buy or sell securities, a solicitation, or a recommendation for any investment strategy.

2. Regulatory Status & No Financial/Investment Advice

  • Non-Regulated Entity: NepseCal is an independent financial technology and data analytics platform. It is NOT a registered stockbroker, merchant banker, portfolio manager, mutual fund manager, or certified investment advisor under the Securities Board of Nepal (SEBON), Nepal Rastra Bank (NRB), Insurance Authority (Nepal Ain-Niyam), or any other financial regulatory authority.
  • No Professional Advice: None of the content, code, data outputs, or algorithmic indicators generated on NepseCal should be construed as financial, investment, trading, accounting, tax, or legal advice.
  • Automated Metrics: Features such as the “Company Health Score”, “NEPSE Fair Value Indicator”, “WACC Calculator”, and “Smart Dividend Calculator” are generated via automated mathematical algorithms, programmatic code, and historical raw data extracted from publicly available company reports. They are objective calculations and do NOT reflect guaranteed future performance, intrinsic market realities, or personalized investment recommendations.

3. Stock Market Risk Acknowledgment

Investing and trading in the Nepal Stock Exchange (NEPSE) or any capital market involves high levels of financial risk, market volatility, and the potential loss of your principal capital.

  • Market Dynamics: Stock prices, dividends, bonus shares, market cap trends, and index movements fluctuate based on macroeconomic conditions, regulatory shifts, political stability, interest rates, and individual company performance.
  • No Guarantee of Future Results: Past performance, historical dividend payouts, and algorithmic valuations displayed on NepseCal are no guarantee of future returns.
  • Capital Risk: You should never invest money that you cannot afford to lose entirely.

4. Accuracy, Timeliness & Tool Limitations

While NepseCal strives to maintain high data accuracy and reliable tool outputs, human, system, or third-party data errors may occur.

  • No Warranties: NepseCal makes no representations or warranties—express or implied—regarding the completeness, accuracy, reliability, suitability, operational availability, or timeliness of the data, news, prices, or tool results.
  • Data Delays & API Limitations: Market quotes, financial statements, and news updates may be delayed, incomplete, or subject to technical interruptions beyond our control.
  • User Verification Duty: Users are strongly advised to independently verify all financial statements, dividend announcements, right shares ratios, and company metrics with official corporate reports, SEBON notices, or official NEPSE announcements prior to executing any financial transaction.

5. Limitation of Liability

To the fullest extent permitted by applicable Nepalese laws, NepseCal, its founders, developers, engineers, content creators, partners, and affiliates shall NOT be held liable for any direct, indirect, incidental, consequential, special, or exemplary damages or losses. This includes, without limitation:

  • Loss of money, profits, or capital resulting from stock trading or investment decisions based on NepseCal tools.
  • Data corruption, site downtime, technical glitches, or inaccurate calculation outputs.
  • Decisions made or actions taken in reliance upon the information provided on www.nepsecal.com.

6. Third-Party Links & External Content

NepseCal may contain links to third-party websites, news channels, or official portals (such as NEPSE, SEBON, or individual company websites). These links are provided solely for user convenience. NepseCal does not control, endorse, or assume responsibility for the content, privacy policies, or accuracy of any third-party resources.

7. Independent Research & User Responsibility

By accessing www.nepsecal.com, you explicitly agree that you are solely responsible for evaluating your own financial situation, risk tolerance, and investment goals. You are encouraged to conduct thorough independent research and consult with a licensed, certified financial advisor in Nepal before making any stock market commitments or investment choices.

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